Help with Funeral Costs
Have you been asked to make funeral arrangements for a loved one.
Worried about how you are going to pay.
As the person arranging the funeral you are responsible the bill being paid.
There are many ways to get help with funeral costs,
This is why we provide all our clients with details of who can help.
Below you will find different options for funding the funeral of your loved one.
You can always contact us for advice and support at one of our funeral homes.
Ways to pay for your loved ones funeral
Some banks and building societies will pay the funeral account direct to us, after you show them the Death Certificate.
With a pre-paid funeral plan, you just need to make sure that the funeral you arrange is within the amount covered by the plan. Otherwise, you’ll need to pay for any extra add-ons you’ve chosen.
Insurance pays out a fixed lump sum which should cover the cost of a funeral.
For full details about eligibility and how to claim please visit the Department of Work and Pensions website
By your spouse or civil partner we mean the person you were legally married to, or were in a civil partnership with, at the time of their death.
Thinking about finance to help with funeral costs?
Working with our partner Funeral Safe
We offer a range of helpful options
Paying for a funeral can be a costly and unexpected expense.
Finding the necessary cash at short notice can be a strain.
Funeral Finance means fixed affordable monthly payments over a fixed term.
A funeral loan can help you take care of immediate funeral expenses.
Allowing you to make funeral arrangements with confidence.
Letting you focus on saying goodbye.
If your loved one did not have a pre-paid funeral plan, life insurance
You have limited cash or credit card balance, we can help.
Helping Fight Funeral Poverty with Our Affordable Funerals
Currently there is a lot of debate taking place about funeral poverty. People shouldn’t have to get into debt in order to arrange a good funeral, nor should it feel like a confusing process. And yet many people are finding that this is their experience. This is why we’ve signed the Fair Funerals pledge.
At Gallagher Funeral Services we believe it’s important for you to understand the different costs involved when arranging a funeral.
This is why you will find information about pricing on our website.
Helping Reduce Funeral Costs
We have listed below some ideas that might reduce your funeral bill
Embalming / “hygienic preparation”.
Orders of Service
How People Pay For A Funeral
Dealing with money matters is often the last thing you want to be doing when you have suffered a bereavement. Unfortunately, it is something that has to be addressed and some Financial matters are more pressing than others.
What should I do first?
The first thing is to register the death and take care of the funeral arrangements.
The cost of the funeral can normally be released directly from the deceased’s bank account upon production of the invoice and death certificate, if there are sufficient funds. If there are insufficient funds, you may be eligible to help from the Department of Work & Pensions
Who is responsible for dealing with the administration of the estate?
2. The next of kin under the rules if Intestacy of there is no Will
It will be up to them to decide whether they wish to deal with matters personally or whether to get assistance from a Solicitor to assist with the administration of the estate.
Do you require a Grant of Probate or Letters of Administration to deal with the estate?
1. Land or Property
2. Money in accounts over £15K